Can I get overdraft protection?

All members are eligible for our free overdraft protection plan. When you open your checking account we link your primary savings account to your checking account to automatically cover overdrafts. You may link other accounts such as money market accounts, special savings accounts or other accounts you may be joint on for this type of overdraft protection as well. We recommend you use funds in your accounts for your first level of overdraft protection to avoid other fees.

As a complement to Overdraft Protection, Tampa Bay Federal also offers Courtesy Pay. Courtesy Pay is a fee-based overdraft protection service that allows us, at our discretion, to overdraft your account and pay items or transactions that may normally be returned or denied. Learn More